Financing & Leasing Options


Snap Finance

Snap Finance - Apply Here





*90-Day Purchase Option: Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early call 877-898-1970.
*No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.


In-House, 12-month interest free financing (NO CREDIT CHECKS, NO CREDIT NEEDED)

Requirements for In-House 12-Month option:

• Roughly one-third (33%) of total purchase price as a deposit plus sales tax
Proof of income (Most recent check stub, Social Security/Disability/Pension/Veterans' Award letters required)
Fill out application
Eligible customers are welcome to pay towards a down payment before 12-Month financing period begins
Everything must be fulfilled prior to delivery!

Apply In Store Today


Layaway Program

Albert’s Furniture offers a six month layaway program for all purchases (Minimum Total: $599.99)


- 10% deposit of total purchase price (Six-Month payment arrangement will follow)
- Total balance must be paid in full prior to delivery or pickup
- Similar to in-house financing, however customer is making payments toward the total balance and does not receive furniture until the balance is paid in full.

We are proud to offer our customers online Lay-A-Way to make it easy for you to buy the furniture that you want by paying for them through manageable installment payments. The program allows you to break down your order’s purchase price over a number of payments that you set. Use our Lay-A-Way to plan and budget for all of your home furnishing purchases!

All you have to do to sign up is create a FREE account by clicking HERE and you are ready to go! When you shop in our Online Showroom, you can then make use of the Lay-A-Way button that you will see next to every product!

Have More Questions?
Look at the Frequently Asked Questions (FAQ) by clicking HERE or feel free to contact any one of our locations for information.